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Act Advanced Agreement agreement relating Amount Annex II : Bibliography Annex IV: Interest rate calculations [1] Annex V Annex VI Annual Application Assignment Bona fide Borrower Causes certain leasing transactions change of amount Collection Arrangements Commencement Compulsory Consequence of certain Considerations on Consolidation consolidation of debt Contract Costs Credit Grantor Credit Receiver Credit Transaction credit transactions Date Debt Default Deferment Definitions Delegation Demand and Supply Disclosure Due Date Duties Effect of Act Executive Summary Exemption Existing Laws Expiry Failure Finance Charge finance charge rates finance charges Findings from the Functions Furnish Furnishing of information Housing Loan in terms of certain Information Information gathering exercise Instalments instalments payable Instrument Integration Interest Rate Reduction Interest Rates interest rates and microlending Introduction Jurisdiction Law law not affected Laws Lease Leased Property Leasing Transaction leasing transactions Legal Proceedings Lessee Lessor Limitation List of Annexes Lower rate under Magistrate's Court Maintenance Maximum Microlending in South Africa Minister Money Lending Transaction money lending transactions Money Value Moneylender Mortgage Bond not permitted by section 5 Notice on other statutes Opinion Overpaid Overview of Problems Overview of the Market Particulars Payment Penalties Penalty Period Personal Information Position Powers Powers of inspection Prescribed Amounts Principal Debt Prohibition Property Provision Question Rate Recommendations Recoverable Recovery Recovery of certain moneys Reduction Refinancing Registrar Regulations Repair Repeal Replacement of property Report on Costs Risk weighting assessment Scenarios for Schedule Section 15A Security Short Title Small Loans Sector South-West Africa Statement summary of findings Supreme Court Termination to the Registrar Trends in the sector Types of Solutions Usury Usury Act  1968 Act No 73 of 1968 Prohibition on the Use of Personal Information as Security or Collection Arrangements Value Various Options